How off-market sourcing, commercial SDLT, planning uplift, VAT on works and end-value come together in one investment engineering stack.
How we aim to improve all-in economics
Typical agents sell listed stock at market heat. Our model stacks several lawful layers — from how we source to how we structure stamp duty, VAT on works and planning uplift — so the finished residential product can carry a better risk-adjusted entry than open-market retail execution alone.
Five layers (summary)
- Off-market sourcing — We secure assets away from auction heat where the process allows.
- Commercial SDLT — Commercial acquisitions can sit in stamp duty bands materially below typical top residential purchase rates.
- Extra development area — The planning route for residential conversion can unlock additional buildable floor space from the council.
- Works VAT at 5% — Qualifying conversion refurbishment can attract 5% VAT instead of 20% standard rate where the rules apply.
- Renewal & value — A renewed, residential-standard product commands a higher market value after works.
Outcomes vary by asset, structure and financing. Book a bespoke scenario review →